Personal Banking
A friendly face. A welcoming smile. People you know, products you expect.
That's the way it is here at HomeTown Bank. We believe banking is a relationship, not a transaction. Our experienced bankers will work with you to help you find the right account for you. With a variety of checking accounts like Free Checking and Interest Checking as well as savings accounts based on your lifestyle, there's something for everyone.
Checking Accounts
Free Checking
- No minimum balance
- No monthly service charge
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free debit card
- Free eStatements
Interest Checking
- Earn interest on your balance
- $1,000 minimum balance to avoid service charge
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free debit card
- Free eStatements
50+ Checking
- For customers age 50 and better
- Earn interest on your balance
- No minimum balance
- No monthly service charge
- Free checks (basic design)
- Free online banking and bill pay
Savings Accounts
Regular Savings
- $100 minimum balance to avoid service charge
- Competitive interest rates
- Free online and mobile banking
- Quarterly statements
Money Market
- Higher interest rates
- $1,000 minimum balance to avoid service charge
- Limited check writing privileges
- Free online and mobile banking
- Monthly statements
Kids Club Savings
- For children under 18
- No minimum balance
- No monthly service charge
- Special gifts and activities
- Learn the importance of saving
Certificates of Deposit
Our Certificates of Deposit (CDs) offer a safe, secure way to grow your money with guaranteed returns. Choose from a variety of terms to meet your financial goals.
Guaranteed Returns
Lock in your rate for the entire term of your CD.
Flexible Terms
Choose from terms ranging from 3 months to 5 years.
FDIC Insured
Your deposits are insured up to $250,000 per depositor.
Additional Services
Mobile Banking
Access your accounts anytime, anywhere with our mobile app. Check balances, transfer funds, deposit checks, and pay bills from your smartphone or tablet.
Debit Cards
Our debit cards offer convenience and security for your everyday purchases. Use them anywhere Visa is accepted and at ATMs worldwide.
Online Banking
Manage your accounts securely online. View transactions, transfer funds, pay bills, and more from the comfort of your home.
Bill Pay
Pay your bills quickly and easily online. Schedule one-time or recurring payments and never worry about missing a due date again.
Direct Deposit
Have your paycheck, Social Security, or other recurring payments deposited directly into your account for immediate availability.
Account Alerts
Stay informed about your account activity with customizable alerts.
Personal Loans
Whether you're planning a home improvement project, consolidating debt, or need funds for unexpected expenses, our personal loans can help you achieve your goals.
Personal Loans
Fixed-rate loans with flexible terms to meet your specific needs.
Home Equity Loans
Use the equity in your home to finance major expenses at competitive rates.
Home Equity Lines of Credit
Access funds as needed with a revolving line of credit secured by your home.
Auto Loans
Competitive rates and flexible terms for new and used vehicle purchases.
Ready to Experience the HomeTown Difference?
Our experienced bankers are ready to help you find the right financial solutions for your needs.