Business Banking
HomeTown Bank understands that local businesses are the backbone of our community. We believe in the spirit and grit business owners have to grow and prosper.
Our experienced business bankers have the expertise and advice to tailor solutions that fit your individual needs. After all, buying, owning and growing a business is challenging. That's why our relationship-driven banking and array of products and services keep you focused on what matters most – building your business and our community.
Watch video testimonials from some of our business banking customers.
Business Checking Accounts
Choose the right checking account for your business needs with our range of options designed to support businesses of all sizes.
Small Business Checking
- Perfect for small businesses with low transaction volume
- 150 free transactions per month
- $1,500 minimum balance to avoid service charge
- Free online banking and bill pay
- Free mobile banking with mobile deposit
Business Checking
- Ideal for businesses with moderate transaction volume
- 300 free transactions per month
- $2,500 minimum balance to avoid service charge
- Free online banking and bill pay
- Free mobile banking with mobile deposit
Commercial Checking
- Designed for businesses with high transaction volume
- Earnings credit to offset fees
- Detailed account analysis
- Free online banking and bill pay
- Free mobile banking with mobile deposit
Business Savings Accounts
Business Savings
- $300 minimum balance to avoid service charge
- Competitive interest rates
- Free online and mobile banking
- Quarterly statements
Business Money Market
- Higher interest rates
- $2,500 minimum balance to avoid service charge
- Limited check writing privileges
- Free online and mobile banking
- Monthly statements
Business CDs
- Guaranteed returns
- Flexible terms from 3 months to 5 years
- Competitive interest rates
- FDIC insured
Business Loans
We offer flexible financing solutions to help your business grow and succeed in today's competitive market.
We offer a variety of business loans to help you start, grow, or expand your business. Our experienced lenders will work with you to find the right financing solution for your specific needs.
Term Loans
Fixed-rate loans with flexible terms for equipment purchases, business expansion, or other capital expenditures.
Commercial Real Estate Loans
Financing for the purchase, construction, or refinancing of commercial properties.
Lines of Credit
Revolving credit lines to help manage cash flow, inventory purchases, or seasonal expenses.
SBA Loans
Small Business Administration guaranteed loans with favorable terms for qualified businesses.
Treasury Management Services
ACH Services
Process direct deposits, payments, and collections electronically to improve cash flow and reduce costs.
Remote Deposit Capture
Deposit checks electronically from your office, saving time and improving funds availability.
Positive Pay
Protect your business from check and ACH fraud with our advanced fraud prevention services.
Merchant Services
Accept credit and debit card payments from your customers with competitive rates and reliable service.
Online Bill Pay
Pay your business expenses quickly and easily online, with the ability to schedule recurring payments.
Account Analysis
Detailed monthly analysis of your account activity to help you manage your banking relationship more effectively.
Business Resources
Beyond banking products, we provide valuable resources to help your business thrive in our community.
At HomeTown Bank, we're committed to helping local businesses succeed. In addition to our banking products and services, we offer a variety of resources to support your business growth.
Business Advisory Services
Our experienced business bankers can provide guidance on financial management, business planning, and growth strategies.
Educational Workshops
We regularly host workshops and seminars on topics relevant to business owners, such as cash flow management, cybersecurity, and succession planning.
Networking Opportunities
Connect with other local business owners at our networking events and build valuable relationships within the community.
Ready to Take Your Business to the Next Level?
Our experienced business bankers are ready to help you find the right financial solutions for your business needs.