At HomeTown Bank, we like to showcase the best, our HomeTown Star Banking relationship. Every personal savings or money market account, personal CD, IRA or outstanding personal loan or line balance you have with us can help you qualify for this premier package. Because with $15,000 in combined personal deposits OR $25,000 in combined personal loans, you can enjoy the best with no monthly fee.

Earn more while doing no work.

In every HomeTown Star relationship, the interest- earning checking account is partnered with the HomeTown Star Sweep – a magnificent money manager that moves your excess checking funds (over a $5,000 balance) to a high-interest-earning sweep account, automatically, every night. On days when your checking account needs money back from the sweep to pay checks or other debits or to restore the $5,000 balance, HomeTown Star Sweep moves available funds back.

The comparison chart shows you many additional benefits, but we want to highlight two very special ones.

We don’t see you as a stand-alone account. We know you can also be part of a family. And we know that you value convenience in your banking. HomeTown Star Banking is very mindful of those aspects.

First, your family. When you have earned special HomeTown Star privileges with us, we want your family to enjoy recognition here, too. Any two adults (age 18 or older) who are members of a HomeTown Star customer household (the people who live in your home with you) can enjoy HomeTown Starlight banking with no qualifying balance for as long as you remain a HomeTown Star customer and they live with you. And we count collegians as “at home” for 4 years.

Second, we know you value convenience. So, while we build our own ATM network, as a Hometown Star customer, you will be able to use ANY bank ATM in the US that’s a member of the STAR network with no foreign transaction fee from us, and, upon request, a refund of any convenience fee from the ATM owner up to $2 per transaction. In other words, you can have free access to cash or balance information at more ATMs than any bank here offers.