Investments & Private Banking
At HomeTown Bank, we understand that building and preserving wealth requires a personalized approach.
Our investment and private banking services are designed to help you achieve your financial goals, whether you're planning for retirement, saving for education, or building a legacy for future generations.
Our experienced advisors take the time to understand your unique situation and work with you to create a customized financial plan that aligns with your goals and risk tolerance.
Investment Services
Financial Planning
Our comprehensive financial planning services help you define your goals and create a roadmap to achieve them. We consider your entire financial picture, including investments, insurance, taxes, and estate planning.
Wealth Management
Our wealth management services provide ongoing investment management and financial advice to help you grow and preserve your wealth. We take a holistic approach that considers your entire financial situation.
Portfolio Management
Our portfolio management services offer professional investment selection and monitoring to help you achieve your financial goals. We create diversified portfolios tailored to your risk tolerance and time horizon.
Trust Services
Our trust services help you protect and transfer your wealth according to your wishes. We can serve as trustee or co-trustee to ensure your assets are managed and distributed as you intend.
Education Planning
Our education planning services help you save for future education expenses. We can help you explore options such as 529 plans, Coverdell ESAs, and other education savings strategies.
Insurance Solutions
Our insurance solutions help protect your assets and provide for your loved ones. We offer life insurance, long-term care insurance, and disability insurance to help you manage risk.
Private Banking
Our private banking services offer a higher level of personalized attention and exclusive benefits for our most valued clients. As a private banking client, you'll have access to a dedicated private banker who will serve as your single point of contact for all your banking needs.
Dedicated Private Banker
Your private banker will take the time to understand your unique financial situation and provide personalized solutions to meet your needs.
Premium Banking Products
Enjoy access to premium checking and savings accounts with enhanced benefits, higher interest rates, and reduced fees.
Personalized Lending Solutions
Benefit from customized lending solutions, including specialized mortgage products, personal lines of credit, and tailored loan terms.
Priority Service
Receive priority service and expedited processing for all your banking transactions and requests.
Retirement Planning
Planning for retirement is one of the most important financial decisions you'll make. Our retirement planning services help you create a strategy to achieve your retirement goals and maintain your desired lifestyle throughout your retirement years.
Estate Planning
Estate planning is an essential part of a comprehensive financial plan. Our estate planning services help you create a strategy to protect your assets and ensure they are distributed according to your wishes.
Will and Trust Consultation
We can help you understand the importance of having a will and trust and work with your attorney to ensure your estate planning documents align with your financial plan.
Estate Tax Planning
Our advisors can help you develop strategies to minimize estate taxes and maximize the assets passed to your heirs.
Charitable Giving
We can help you incorporate charitable giving into your estate plan to support the causes you care about while potentially reducing taxes.
Family Wealth Transfer
Our advisors can help you develop strategies to transfer wealth to future generations in a tax-efficient manner.
Meet Our Investment Team
Our experienced investment professionals are dedicated to helping you achieve your financial goals. With decades of combined experience, our team has the knowledge and expertise to guide you through all market conditions.
Robert Johnson
Senior Investment Advisor
(540) 400-8305
rjohnson@hometownbankva.com
Elizabeth Brown
Private Banking Manager
(540) 400-8306
ebrown@hometownbankva.com
Thomas Wilson
Financial Advisor
(540) 400-8307
twilson@hometownbankva.com
Patricia Davis
Trust Officer
(540) 400-8308
pdavis@hometownbankva.com
Ready to Build Your Financial Future?
Our investment and private banking specialists are ready to help you create a personalized financial plan.